How to Thank Someone for A Cash Gift (What to Say or Write)

Cash can mean a great deal – whether it is there to help during a difficult period or to contribute to fun new projects based on specific life events.

However, knowing how to thank someone for a cash gift is more difficult than you might think. How do you stay gracious for a money gift without going overboard? How do you thank someone for a cash gift?

The first thing you will want to do is write a thank you note.

Although many people nowadays turn to social media when you mention thanking someone, there is nothing quite like a more personal touch, like writing a personal message.

How to Write and Word a Thank You Note for Money 

Whatever the present, thank you notes are a fantastic way to show your appreciation. However, when it comes to money gifts, these notes are a must! (generally speaking)

Whether the money is to help with hard times such as:

  • college expenses
  • a note for funeral money
  • wedding money

Or for a special occasion such as:

  • a birthday
  • a baby shower
  • graduation money
  • a religious event

…it is essential to show that you really appreciate such a kind gesture. 

So, how do you write the perfect thank you card for cash gifts and what do you write? Here are the things to consider and example than you notes for your cash gift.

Don’t Focus Too Much on The Price 

When you want to say “thank you for money ”, it is essential to not directly reference the amount of money that has been given to you.

The giver will know how much they sent you just as much as you do, so there is no real point in referencing it, and it is considered to be bad form.

You can express your gratitude simply by stating that they have been extraordinarily generous and kind.

You can say things such as: 

  • Thanks for the money!
  • Thank you so much for your generous gift 
  • I cannot find the words to express my gratitude for your thoughtful gift 
  • I hope you know how much I appreciate your generosity 
  • God bless you for your generosity 
  • I cannot thank you enough 
  • Thank you for sending such a generous gift 
  • Thank you for helping me during such a hard time 

All of these reference the gift, your gratitude and their generosity without directly mentioning the price. 

Make the Note Personal 

No matter who sent the money gift, money is a very personal present and should be met with an equally personal thank you. 

If you are receiving money from distant friends and family for an event, then address them properly with “Dear Mr and Mrs”, or whatever they prefer you call them by.

This will show your utmost respect for them while it remains a personal thank you from you to them.

You can further show your appreciation of their friendship / kindness by directly referencing them. Ask them about their loved ones, their hobbies, their job, their holidays, etc.

This will show that you have a genuine interest in their lives and that you wish to continue your friendship and invite further contact. 

The way that you sign the thank you cards is equally as important as the rest. For example, if you’re thanking someone close to you, then you can easily sign it with “Love from,”, “Looking forward to seeing you soon”, etc.

However, if you are thanking someone a little more distant from you, then signing with “Love” or something as equally familiar could come across as fake and dishonest. 

In those situations, it is better to be kind, and polite, while remaining formal.

You could sign off with, for example:

  • “Best wishes”
  • “Yours sincerely”
  • “Wishing you the best” etc
thank someone for a cash gift blog post image

Mention What You Plan to Use the Money for 

 If you have received the money as a help for something, then the chances are that the giver knows what it is for.

But if you have received the money as part of a present for a special occasion, then it is a nice touch to let the giver know what you plan on putting the cash towards. 

You could say:

  • “The money you sent will be going straight into my graduation party!”
  • “With your gift I plan on using the money to go on a much-needed holiday”
  • “I will save the money for a future project”

This will let the giver be a part of your future projects, will let them know that their gift of money will be put to good use, and is an excellent way of letting them know about your life. 

How to Thank Someone for A Gift Card 

Not all money gifts are given in the form of generous cash.

Sometimes, people will choose to provide you with the money in the form of a gift card for your favorite store, favorite website, streaming platform, etc.

As the gift is more precise, they are more likely to know what you will be spending on, but it still warrants a thank you message. 

You can still say:

  • “Thank you for your thoughtful gifts”
  • “For such a kind wedding gift, thank you”
  • “Thank you so much for the gift, I cannot wait to spend it!”

Even though the gift is more precise than general cash, you can still give them a sample of what you will be spending it on (i.e. clothes, a particular film or game, etc.). 


Finding the right words to put a smile on your generous family member, friend, or colleague’s face can be a little tricky at times, especially when it comes to thanking someone for money.

There are, of course, certain codes that should be integrated into your thank you note, including not mentioning the price, making it personal to the giver, showing your gratitude, etc.

But beyond that, creating a perfect thank you note really depends on the person you are thanking and the reason for their gift.

It is up to you to tailor the perfect letter, but at least now you have the right tips and tricks to get you on the right path. 

So far we have talked about how to thank someone for money as a gift. Read also about “what to say when giving money as a gift” and “what to write when giving money as a gift“.

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